Terms of Service

1. Acceptance of Terms

By accessing or using the website operated by Catherine Stringham Agency ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Services Provided

Catherine Stringham Agency operates as a licensed Farmers Insurance agent serving Gilbert, AZ and surrounding communities. Our website provides information about insurance products and allows visitors to request insurance quotes. All insurance products are underwritten by Farmers Insurance and affiliated companies.

3. Quote Requests

Submitting a quote request through our website does not constitute a binding insurance contract. Quotes are estimates based on the information you provide and are subject to verification and underwriting approval. Final pricing and coverage terms will be determined upon completion of the application process.

4. Text Message (SMS/MMS) Terms

By opting in to receive text messages through our website, you agree to the following:

• You authorize Catherine Stringham Agency / Farmers Insurance to send you automated SMS and MMS messages to the mobile phone number you provided.
• Messages may include: insurance quotes, policy information, appointment reminders, and related communications.
• Message frequency varies; up to 4 messages per month.
• Message and data rates may apply.
• You may opt out at any time by replying STOP. You will receive a single confirmation message upon opt-out.
• For help, reply HELP or call (480) 776-5130.
• Consent to receive text messages is not required as a condition of purchasing any product or service.
• We will not sell, rent, or share your opted-in phone number or consent data with any third party for marketing purposes. Data is shared only with service providers who assist in delivering messages.
• Supported carriers include but are not limited to: AT&T, T-Mobile, Verizon, Sprint, and other major US carriers. Carrier support may vary.

5. User Responsibilities

When using our website and services, you agree to:

• Provide accurate and complete information
• Not use the website for any unlawful purpose or in violation of any applicable law
• Not impersonate another person or misrepresent your identity

6. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Catherine Stringham Agency or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Limitation of Liability

To the maximum extent permitted by law, Catherine Stringham Agency shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of or inability to use our website or services. This website is provided "as is" without warranties of any kind.

8. Changes to These Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with a revised date. Your continued use of the website after changes are posted constitutes your acceptance of the updated terms.

9. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law principles.

10. Contact Us

If you have questions about these Terms of Service, please contact:

Catherine Stringham Agency
1425 S Higley Rd, Gilbert, AZ 85296
Phone: (480) 776-5130